Each company in the group is a specialist in its field. Together, they cover the full journey of international money movement, from local payments and collections to cross-border supplier payments, foreign exchange and stablecoin settlement.
HFO Pay is the group's cross-border payments and settlement platform, connecting businesses and financial partners to global payment rails. Through international payments, foreign exchange and stablecoin-enabled settlement, HFO Pay enables fast, secure and efficient movement of funds across markets.
The payment bridge to Brazil for international e-commerce. Merchants sell in Reais, offering Pix and local card installments of up to 12×, while receiving 100% of the sale directly in US Dollars, with fast settlement and no exchange-rate risk.
Your secure bridge for international remittances. Dollar Mais moves money quickly and safely with the best rates in the market, fast sending and 24-hour support in Portuguese, trusted by more than 5,000 clients and backed by 15+ years of experience.
One relationship, an integrated financial ecosystem. Clients can access payment, FX, settlement and trade-finance solutions through HFO Group and its network of specialized companies and partners.
Group companies registered in the United States and Brazil, operating under strict compliance and KYC/AML standards.
Secure transaction infrastructure, robust controls and institutional-grade standards across payments and settlement.
Fast, efficient settlement and real-time visibility across cross-border transactions.
We grow with our clients and partners, banks, platforms and merchants, innovating for a better financial future.
Global digital payment provider bridging stablecoins and traditional currencies, licensed across Hong Kong, Singapore, the Middle East and the EU, extending the group's reach into Asia.
US-based international money-transfer service with the lowest cost in the market guaranteed, reinforcing the group's Brazil-USA remittance corridor.
US money-transfer and payment-services provider since 2000, with 100,000+ payout locations in 80+ countries, a leading name in remittances to Latin America.
Talk to our team about cross-border payments, foreign exchange, trade finance and stablecoin settlement. We will design the right solution for your business, wherever you operate.